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“ Needs ” versus “Wants” Form Topic of Financial Literacy Essay. Young Entrepreneurs writing a Financial Literacy Essay. Americans today have. It is also necessary to check that spelling, grammar, and punctuation are accurate. Share information about who you are. How do I address any personal or family circumstances when applying? If selected for this scholarship, I will continue to apply the same diligence to my collegiate studies as I have to this point, making education and service to others my top priority. This extremely controversial topic involves whether or not to support the policy of foreign aid to needy or sometimes not so needy countries. Categories: Budgeting and Financial Aid for College, Finance need essay written.